Interesting Jackie. I certainly agree that people who haven't suffered tend to approach this in a different way.
The absolute certainty that some seem to have in one's ability to 'manifest', 'attract' or 'positivity' bad things out of their lives (like magic) seems to indicate a lack of empathy and true understanding of the problems other people face.
Even 'karma' allows for the suggestion that people experiencing difficult circumstances have brought it upon themselves.
I can't square that away with what I know of people who struggle with life (of whom I am certainly one, for various reasons).
I do look forward to your further thoughts on this subject however - it will be interesting to hear whether you conclude that people are indeed merely judgemental. I do fear that you might be right about that.